Meet Remy, your AI real estate analyst
AI Agent for Real Estate Investing
An AI agent that actually underwrites your deals
Ask a generic AI to size up a rental and it will invent a plausible number. Remy won't. Name an address and it pulls live market data, runs the real calculators, and tells you whether the deal clears your target — then answers your follow-ups, structures the offer, and reviews what you own.
Remy
Your AI real estate agent
The difference between a chatbot and an analyst is where the numbers come from. Remy's come from the same engine and the same live data that power every calculator in Smart Rental Investor.
Ask in Plain English, Get Real Numbers
No forms to fill and no formulas to remember — and nothing invented along the way.
Ask in plain English
Name an address, describe the seller's situation, or ask a question. Remy figures out what you need.
Remy runs the right tool
It calls the product's own calculators on live market data — value, rent, cash flow, offers — and reads the result.
Every figure is computed
Remy never states a number a tool didn't produce. If it can't compute it, it asks you rather than guessing.
You take it from there
Refine the assumptions, open the full analysis, or have Remy draft the offer for you to send yourself.
A Real Conversation, With Real Results
Every exchange below is rendered by the same components that power the live chat — the reply and the result card are exactly what you get.
Analyze 4210 W Grace St, Tampa FL 33607 as a rental
This one cash-flows and clears your target. At the value estimate of $342,000 it makes about $310/mo with 8.9% cash-on-cash — just over your 8% target — on 20% down at 7%.
- Value estimate $342,000 (range $318k–$366k), so the price isn't ahead of the comps
- Rent looks like $2,650/mo at high confidence
- Your max offer for 8% cash-on-cash is about $351,000
It's saved on your Deal Analyzer list. Want me to see what a lower price does?
Analysis: 4210 W Grace St, Tampa, FL 33607
Purchase price
$342,000
Rent estimate
$2,650/mo
Monthly cash flow
$310
Cash-on-cash
8.9%
Value estimate
$342,000
Cap rate
6.2%
Cash invested
$88,000
DSCR
1.28
At $342,000 (the value estimate), 20% down at 7% over 30 years. Value range $318,000–$366,000; rent range $2,450–$2,850 (high confidence).
At the max offer of $351,000: $250/mo cash flow, 8.0% cash-on-cash, 6.1% cap rate.
Underwrite by Chat
Underwrite Any Address in a Sentence
Type an address the way you would text a partner. Smart Rental Investor pulls the market data, runs the full rental math, and tells you whether it clears your target — a real saved analysis, not a throwaway answer you have to re-key into a spreadsheet.
- Value, rent, cash flow, cap rate, cash-on-cash and DSCR — computed from the product's own calculators and live comparables
- Every figure traces to a tool, so nothing on screen is a guess
- The result is saved to your Deal Analyzer list, ready to open and refine
- Ask what price hits your target and Remy solves for your maximum offer
What if I get it for 280k?
At $280,000 it's a much better deal. Cash flow goes from $310/mo to $610/mo and cash-on-cash from 8.9% to 10.5%, with $70,000 in. Taxes and insurance rescaled to the new price. The saved analysis now carries $280,000, so the Deal Analyzer opens on these numbers.
Updated: 4210 W Grace St, Tampa, FL 33607
- Purchase price: $342,000 → $280,000
Monthly cash flow
$310
$610
Cash-on-cash
8.9%
10.5%
Cap rate
6.2%
7.4%
Cash invested
$88,000
$70,000
Now at $280,000 with $2,650/mo rent. The saved analysis carries these edits.
Instant What-Ifs
Change the Price, Watch the Return Move
The number that matters is the one you would actually pay. Ask "what if I pay 280k" and Remy re-runs everything, so you are negotiating from a return you can defend instead of a hunch.
- Test a lower price, more money down, a different rate or any expense line — in one sentence
- Remy shows the figures that moved, before and after
- The edit lands on the saved analysis, so the Deal Analyzer opens on the same numbers
- No re-entering the deal to try a second scenario
The seller owns 4210 W Grace St free and clear and is asking 360k. Can seller financing work?
Yes — seller financing works at $355,000 with the seller carrying the note at 5%. You put $53,250 down and the seller carries $301,750 over 30 years with a 5-year balloon, a $1,620/mo payment.
- Rent $2,650/mo leaves about $207/mo, clearing your $200 floor
- The seller collects $1,620 a month and about $277,000 at the balloon — more than a cash-investor sale nets today
It's saved on your Creative Financing list. Want the offer written around this structure?
Creative financing offer: 4210 W Grace St, Tampa, FL 33607
4210 W Grace St, Tampa, FL 33607
- exit
- rental
- sellerSituation
- freeAndClear
offer
- offerTypeLabel
- Seller Financing
- sellerSituationLabel
- Owns free and clear
- askingPrice
- $360,000
- offerPrice
- $355,000
- valueEstimate
- $342,000
- cashToSellerAtClose
- $53,250
- cashToClose
- $60,350
- monthlyRent
- $2,650
- monthlyOperatingExpenses
- 823
- monthlyCashFlow
- 207
- cashOnCash
- 4.1%
- capRate
- 6.2%
offer · sellerNote
- principal
- $301,750
- annualRate
- 5.0%
- amortizationYears
- 30
- balloonMonths
- 60
- balloonPayment
- $277,100
- monthlyPayment
- $1,620
- totalInterest
- $72,500
offer · target
- kind
- cashFlow
- value
- 200
Creative Financing, Solved
Structure Seller Financing and Subject-To
Creative deals die in the math. Tell Remy what the seller owes and is asking, and it solves the seller-financing or subject-to structure that hits your target — the part most investors get wrong on the back of an envelope.
- Solves the structure to your target — a cash-on-cash return or a monthly cash-flow floor — with the price, cash at closing and the note terms
- Handles seller financing when they own free and clear, or subject-to plus a carryback when they still owe
- Shows the buyer's cash flow and the seller's side, so you can argue why it works for both
- Feeds straight into the offer message when you're ready
Which of my rentals are renting below market?
Two of your four are under-rented. The Nebraska Ave duplex is $300/mo under market and the Clark St house is $185/mo under — about $5,820/yr you're leaving on the table between them.
Your portfolio
Properties
4
Monthly rent
$7,800
Market value
$1,240,000
Equity
$430,000
| Property | Rent | Market rent | Gap | Equity |
|---|---|---|---|---|
| 3115 N Nebraska Ave, Tampa | $1,500 | $1,800 | $300 | $132,000 |
| 812 E Clark St, Tampa | $1,615 | $1,800 | $185 | $98,000 |
| 77 Bayshore Blvd, Tampa | $2,400 | $2,400 | $0 | $121,000 |
| 9 Davis Islands Dr, Tampa | $2,285 | $2,285 | $0 | $79,000 |
Portfolio at a Glance
Find the Rentals Leaving Money on the Table
A rent that was market three years ago rarely still is. Ask Remy which of your rentals are behind and it lays out the gap on each one, so a renewal conversation starts from a number, not a feeling.
- Compares each property's rent to today's market and flags the gaps
- Rolls up your rent, market value and equity across everything you own
- Answers 'which of mine are under-rented' without opening a single record
- Points you to the renewal that's overdue
Draft the offer to the listing agent at 280k.
Here's the message — read it over and send it from your own email. Nothing goes out from us.
Want me to save it to My Offers with the analysis, so you have it when they counter?
Offer draft: 4210 W Grace St, Tampa, FL 33607
Offer — 4210 W Grace St, Tampa, FL 33607
Hi Dana, I'd like to submit an offer on 4210 W Grace St at $280,000. Terms: conventional financing with 20% down, $3,000 earnest money refundable through a 10-day inspection, and a 30-day close. I can share proof of funds on request. Happy to work around the seller's preferred closing date. Look forward to hearing back. Best, Andy Mejias Mejias Property Group · (813) 555-0142
Draft only. Nothing has been sent — review it, then send it from your own email or phone.
From Analysis to Offer
Turn the Deal Into the Message You Send
The analysis says buy — what usually follows is twenty minutes of retyping terms into an email. Remy writes the message from the deal in front of it and leaves you to read it before it goes.
- Writes the offer from your price and only the terms you state — nothing assumed
- To the listing agent, the seller, or your end buyer, on your own letterhead
- It's a draft: you review it and send it from your own email or phone
- Smart Rental Investor never sends anything or contacts anyone for you
What's a good cash-on-cash return for a rental?
There's no single right number, but most buy-and-hold investors want 8%+ cash-on-cash on a long-term rental, and treat anything under ~5% as thin unless the appreciation or loan pay-down makes up for it.
What matters more is that the number is honest: it should sit on real rent, real taxes and insurance, and reserves for vacancy, repairs and capex — which is exactly what I compute rather than guess. The article below walks the formula; give me an address and I'll show you where a deal lands against your target.
Read: How to Calculate Cash-on-Cash Return
The formula, what counts as cash invested, and the returns investors target.
The full method behind the number
Open How to Calculate Cash-on-Cash ReturnAsk Anything
Ask Any Real Estate Investing Question
Not every question needs a calculation. Ask how subject-to differs from seller financing or what cash-on-cash a rental should clear, and Remy gives you a straight answer — then offers to prove it on an address.
- Explains the metrics — cash-on-cash, DSCR, cap rate — in plain language
- Grounds the answer in your own deals when you want it to
- Stays on real estate investing, then offers to run the numbers on a real address
- A straight answer, not a wall of caveats
An Analyst You Can Actually Rely On
The reasons an AI is usually risky for money decisions are the reasons Remy is built the way it is.
Real numbers, never guesses
Every value, rent, return and offer comes from the product's calculators and live market data. The model picks the tool and reads the result — it doesn't do the math itself, and it can't invent a figure.
It drafts, it never sends
Offer messages are drafts you review and send yourself. Remy never emails a seller, never contacts an agent, and never acts outside the app.
Your data, only yours
Remy works on your account's analyses and portfolio, under your signed-in identity. It can't reach another user's data.
Predictable by design
Sensible daily limits on replies and market-data lookups keep a long session from running up surprise costs.
Simple, Transparent Pricing
Full access for 7 days free, then continue if you love it
30-day money-back guarantee
Not happy after the trial? Contact us within 30 days of your first payment and we refund it in full. First-time subscribers; renewal payments don't apply. Terms
Full Access
One subscription, the whole toolkit — and Remy to drive it
One payment of $155.88/year
$0 today. Free for 7 days, then $155.88/year. Cancel before the trial ends — no charge. Also available at $19.99/month.
The Real Estate AI Agent, Explained
What is a real estate AI agent?
A real estate AI agent is software you talk to in plain language that can actually do the work of analyzing a deal, not just chat about it. The distinction matters. A general-purpose AI assistant will cheerfully tell you a property rents for "around $2,600" and cash-flows "roughly $400 a month," and those numbers are fiction — produced by a language model predicting text, not by any calculation grounded in that specific address. For a decision with real money attached, a plausible number is worse than no number. Remy is built to close that gap: it is an AI agent for real estate investing whose every figure comes from the product's own calculators running on live market data.
How Remy analyzes a deal
When you give Remy an address, it does what you would do by hand, only faster. It looks up the property, pulls a value estimate and comparable sales, estimates the rent from nearby listings, and runs the full rental model — mortgage, taxes, insurance, vacancy, repairs, capex and management — to produce cash flow, cap rate, cash-on-cash and DSCR. Then it tells you whether the deal clears the target you set. Ask it to change the price or the down payment and it re-runs everything and shows what moved. The AI's job is to understand what you asked and choose the right tool; the tool does the arithmetic. That is why the AI deal analyzer can be trusted with a number in a way a chatbot cannot.
An AI agent, not a chatbot
The word "agent" means it takes action, not just conversation. Remy creates a saved analysis you can open in the Deal Analyzer, edits the assumptions on it, rebuilds an estimate when you exclude a comparable, solves a seller-financing or subject-to structure to your return target, and writes the offer message. What it will not do is act behind your back: it never sends an offer, never contacts a seller, and works only inside its reply to your message. There is no autonomous outreach and no background activity — the agent acts, but you stay in control of everything that leaves the building.
What Remy does — and what it won't
Remy runs the whole toolkit itself. From a plain-English chat it underwrites a long-term rental, runs a BRRRR, a fix-and-flip or a wholesale deal, solves a maximum-allowable-offer or a creative-financing structure, and pulls standalone value and rent estimates. It scans a ZIP for the best cash-flowing deals, sets up deal alerts, and checks what investors are paying nearby. It reviews and updates your portfolio, logs the rental ledger, keeps your deal pipeline, drafts offer messages, and creates share links — every figure computed by the product's own calculators on live data, never guessed. What it will not do is act behind your back: it never sends an offer or contacts a seller, it saves an offer to your records only when you ask, and it works only inside its reply to your message — no autonomous outreach.
Frequently Asked Questions
What Remy Runs For You
The agent drives the same tools you can open yourself. These are the ones behind the conversation.
Deal Finder
Find top deals in any ZIP code
ExploreMarket Intel
Read any ZIP code's market
ExploreInvestor Price Intel
See what investors are paying nearby
ExploreDeal Alerts
Get notified when new deals match
ExploreDeal Analyzer
Deep-dive any address with 12+ metrics
ExploreYour Max Offer
Find your highest offer price
ExploreBRRRR
Model the refinance and cash left in the deal
ExploreFix & Flip
Analyze, track and benchmark every flip
ExploreWholesale Offer
Back-solve your Offer to Seller
ExploreWin on Terms
Seller financing and subject-to offers
ExploreHome Value Lookup
Instant property valuations
ExploreRent Comp Lookup
Estimate monthly rent instantly
ExplorePortfolio Tracker
Monitor the properties you own
ExploreDeal Pipeline
Organize the deals you're chasing
ExploreOffer Writer
Write the offer from any analysis
ExploreShared Reports
Send any analysis as a link
ExplorePut an AI Analyst on Every Deal
Stop asking an AI to guess and start asking one that computes. Meet Remy on your first analysis.
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