Your price. Your terms. Written for you.
Offer Writer
From Analysis to Offer in One Click
The analysis says buy. What usually follows is twenty minutes of retyping the same terms into an email. Every saved analysis writes the offer for you instead - to the listing agent, the seller or your end buyer - and you copy it, text it or send it from your own mail app.
One click on any saved analysis: the offer is written from your numbers and your terms, ready to copy or send.
Deals are won by the investor who gets a credible number in front of the seller first, not the one with the tidiest spreadsheet.
Four Steps From Underwriting to Sent
No template to find, no clauses to remember, and nothing assumed on your behalf.
Analyze the deal
Run the rental analysis, the Maximum Allowable Offer, the BRRRR, the flip or the wholesale deal, so the number you send is one you can defend when the agent asks where it came from.
Press Offer
The button sits beside Share and Print on every saved analysis. Choose whether the message goes to the listing agent or straight to the seller.
Set your terms once
Financing, earnest money, inspection period, contingencies, closing and how long the offer stands. Save them as your defaults and later offers are written the moment the dialog opens.
Send it your way
Copy it into a text, or open it in your own mail app already addressed. Save it to My Offers and the price, the recipient and the terms are on record.
The Offer, in Your Words and Your Numbers
Every message below came out of a real analysis in Smart Rental Investor, written by the same code that writes yours.
Write the Offer
The Price You Underwrote, Written as the Offer
Most investors either send a bare number and get ignored, or spend twenty minutes assembling terms from memory and forget one that matters. Smart Rental Investor writes the whole thing from the analysis in front of you, and leaves you to read it before it goes.
- The message quotes the price from the analysis, so what you send is what you actually ran the numbers on
- Financing, earnest money, inspection period, contingencies and closing arrive as plain sentences, not a form to fill
- It signs off with your name, company, phone and email, the same details your reports carry
- Change the price or a term for this property and the message rewrites itself
Nothing Assumed
Your Terms Are Asked, Never Guessed
A wrong term sent by mistake costs a deal; a minute filling in a form does not. So the first offer of each kind asks what you actually offer, and nothing you did not type ever reaches a seller or an agent.
- Every field starts blank; the typical value sits beside it as a hint, not a default that slips out unread
- Fill in what you offer and leave out what you do not - a blank field never becomes a sentence
- The form changes with the deal: a wholesaler is asked about assignability, a rental buyer about financing contingencies
- Tick one box and these become your defaults for every offer of that type
Send It Your Way
Copy It, Text It, or Open Your Mail App
The offer leaves on whatever channel the other side answers. There is no outbound mail from Smart Rental Investor, nothing tracked inside your message, and no third party between you and the agent.
- Copy message puts the whole offer on your clipboard for a text, a portal form or a CRM note
- Open in email starts a draft in your own mail app with the subject and the message filled in
- When the listing names its agent, the draft is addressed to them, with no address to look up
- Nothing is sent by Smart Rental Investor: you read it, adjust it and press send from your own account
Listing agent
Today 9:41 AM
Read 9:43 AM
Illustration. The message is what Smart Rental Investor writes; the reply is an example.
Or Send It as a Text
The Same Offer, Sent as a Text
Plenty of agents and sellers never open email but answer a text in minutes. The offer Smart Rental Investor writes is plain text on purpose, so one tap on Copy message and one paste puts it in a thread, terms and all, from your own phone number.
- Copy message puts the whole offer on your clipboard, formatted to read on a phone
- Paste it into Messages, WhatsApp, or whatever the other side actually answers
- The same message, price and terms the email carries, so nothing changes between channels
- Save it to My Offers first and the text you sent is on record for the follow-up
Your Terms, Once
Set Your Terms Once, Then Every Offer Writes Itself
Most investors retype the same earnest money, inspection period and closing terms into every offer, and forget one when it matters. Smart Rental Investor asks for your terms once, on your first offer of each type, and writes every offer after that from them, so what changes deal to deal is the price and the address, not the paperwork.
- Save your terms per deal type: rental, fix & flip and BRRRR, wholesale seller and end buyer
- The next offer of that type is written the moment the dialog opens, ready to copy or send
- Change a term for one property without touching your defaults, or update the defaults when your strategy changes
- Nothing is assumed: a term you leave blank never appears in the message
- Every offer you write is filed under My Offers with the terms it went out under
A Wholesale Deal Writes Both Offers
One deal, two counterparties with opposite interests, and a fee that belongs in neither message.
The Offer to the Seller
Your Cash Offer, Written the Way a Seller Says Yes To
Every wholesaler has lost a deal to a message that led with the number and nothing else. This one argues the price the same way the seller report does: what it is, why it is fair, and what the seller is spared.
- Quotes the as-is cash offer, your fee already carved out of it and never mentioned
- Carries the promises that win the deal: no repairs, no commission, no showings, no financing falling through, the seller picks the closing date
- Says the contract is assignable in words a seller accepts, so nothing is a surprise at the title company
- Send it to the listing agent or the owner, copied into a text or opened as an email draft
The Deal to Your Buyer
One Switch, and the Deal Is Written for Your Buyer
Flip the dialog from seller to end buyer and the message rewrites itself for the other side of the table, under the terms you saved for your buyers. Two audiences, two messages, and no way to paste the wrong one.
- Quotes the purchase price, the after-repair value, the rehab and the spread - everything a cash buyer needs to say yes in one read
- Buyer terms as your list expects them: non-refundable deposit, no inspection period, a fixed close, proof of funds first
- Your assignment fee and what the seller is paid appear in neither message
- Goes to the buyer or their agent, and lands in My Offers with the rest
Whatever You Underwrite, It Writes the Offer
Each analysis writes the offer its own numbers support, under the terms you saved for that kind of deal.
Rental property analysis
Quotes the analyzed price with your financing, down payment, appraisal and financing contingencies - the offer a buy-and-hold investor sends a listing agent.
Property AnalysisMaximum Allowable Offer
Quotes the highest price that still hits your return targets, or any lower number you choose to leave room to negotiate.
Max Offer CalculatorFix and flip
Quotes your max offer with the after-repair value from comparable sales and the rehab budget, on cash terms with a short inspection and a fast close.
Fix & Flip AnalysisBRRRR
Quotes the purchase price the refinance math allows, with the ARV and the rehab including contingency behind it.
BRRRR CalculatorWholesale
Writes both messages: the as-is cash offer to the seller and the deal to your end buyer, with your assignment fee in neither.
Wholesale AnalysisEvery offer, filed
My Offers keeps each one with the property, the recipient, the price, the date and the terms it went out under, ready to send again.
Reports & SharingSimple, Transparent Pricing
Full access for 7 days free, then continue if you love it
30-day money-back guarantee
Not happy after the trial? Contact us within 30 days of your first payment and we refund it in full. First-time subscribers; renewal payments don't apply. Terms
Full Access
Everything you need to analyze a deal and make the offer
billed annually ($155.88/year)
Plus every other tool in the platform — see all 18 features
7-day free trial · cancel anytime during the trial, no charge. Also available at $19.99/month.
How to Make an Offer on an Investment Property
Most advice about writing a real estate offer is written for somebody buying a home to live in. An investor's offer is a different document with a different job. You are not trying to win a bidding war on the house you love; you are trying to buy at a price that still works after rehab, vacancy, financing and the months the property sits empty. That means the number matters less than the reasoning and the terms attached to it - and it means you will write far more offers than a retail buyer ever will, most of which get declined. Anything that makes each one take twenty minutes is a tax on the only activity that actually produces deals.
A good investor offer does four things. It states the price plainly. It gives the other side a reason to take it seriously, which usually means showing what the number came from - the comparable sales behind an after-repair value, the rent behind a rental price, the work the property needs. It sets out the terms that make you easier to deal with than the next buyer: how much earnest money and when, how long you need to inspect, whether you are asking for repairs, how fast you can close, and whether a lender can blow the deal up. And it makes the next step obvious, so the agent or the seller knows exactly what happens if they say yes.
Terms are where investors win deals they did not have the highest price on. A seller with a tired rental and a tenant in place will often take less money for a shorter inspection period and a closing date they choose. A distressed seller may care far more about the absence of a financing contingency than about the last five thousand dollars. Spelling those terms out in the first message - rather than leaving them to be discovered later - is what separates an offer that gets a reply from one that gets ignored, and it is exactly the part most investors improvise or forget.
Should I Send the Offer to the Agent or the Seller?
If the property is listed, the listing agent is the right recipient and usually the only one you can reach; they owe their seller the duty to present it. Off-market, you are writing to the owner directly, and the message should read that way - less submission, more conversation. Smart Rental Investor writes both versions from the same analysis, so choosing the recipient changes the wording rather than leaving you to rewrite it.
How Much Earnest Money Should an Investor Offer?
There is no single right answer, which is why nothing here is filled in for you. A percentage of the purchase price is common on a financed rental purchase; a flat figure is normal on a cash offer, and a larger non-refundable deposit is what buys credibility on an assignment. What matters more than the amount is being explicit about whether it is refundable through the inspection period and when it is deposited, because that is what the other side is really weighing.
Why an As-Is Offer Is Worth Money
Sellers of tired property are often more afraid of a repair negotiation than of a low price. Saying plainly that you buy as-is and will not come back asking for credits after inspection removes the part of the process they dread. It costs you nothing if you have underwritten the rehab properly - which is the whole point of running the analysis before you write the offer.
Why Keep a Record of Every Offer
Offers come back. A seller who declined in March calls in June, and the first thing you need is what you actually offered and on what terms. My Offers keeps each message with its price, recipient, date and frozen terms, so a counter is a conversation you can pick up rather than a number you have to reconstruct from memory.
Frequently Asked Questions
Run the Numbers First
Every offer starts as an analysis. These are the ones that write one.
Property Analysis
Cash flow, cap rate and returns on any address, then the offer to the listing agent.
Max Offer Calculator
The highest price that still hits your targets, written as the offer you send.
Wholesale Analysis
Your offer to the seller and the deal for your end buyer, fee protected in both.
Fix & Flip Analysis
Max offer, profit and ROI from ARV comparables, then the cash offer itself.
BRRRR Calculator
The purchase price that recycles your capital, and the offer that goes with it.
Shared Reports
Send the analysis behind the offer as a link, with the address hidden if you prefer.
Make the Offer the Same Day You Run the Numbers
Set your terms once. After that every analysis you run is one click from an offer the agent or the seller can answer.
Start Your Free Trial7-day free trial - cancel anytime during the trial and you won't be charged
- 7-day free trial
- Cancel anytime
- 30-day money-back guarantee